• Paul Hynes, Founder and CEO of HearthStone Private Wealth Management

    August 5, 2018


    Richard welcomed Paul Hynes, President, and CEO of HearthStone Private Wealth Management. Together, Paul and Richard explain the alphabet soup of acronyms behind financial advisors names (what is the difference between a CPA and a CFP, what is a fiduciary?).

    A Certified Financial Planner, Paul founded Hearthstone in 2006 leaving a successful 22-year career at a large Wall Street investment firm. HearthStone Private Wealth Management provides independent thinking, research, advice and disciplined investment management for super-successful business owners and other affluent individuals, families, corporate ERISA fiduciaries, private fiduciaries, charitable organizations, and foundations. It is Paul’s goal to educate, empower and inspire people to make intelligent decisions when it comes to money.

    Paul is also active in protecting seniors from finacial abuse and scams. Together with several other committed professionals, he has formed an alliance “Senior Safe & Sound.” The role of the Senior Safe & Sound blog is to educate people about the risk of seniors making bad decisions as well as the risk of losing money to scammers, fraudsters, and phonies.

  • Cost Segregation With Joel Grushkin and Curt Gautreau

    July 29, 2018

    Richard welcomed Joel Grushkin, the San Diego Regional Director of Cost Segregation Initiatives (CSI), and Company President, Curt Gautreau. CSI specializes in cost segregation, which is an IRS sanctioned procedure of re-classifying the improvements and components of commercial buildings in order to increase cash flow and reduce income tax liability. CSI performs this service for owners of several different types of commercial properties such as, but not limited to, medical facilities, shopping centers, hotels, and automotive dealerships. Listen to the Podcast below for insight about how to make commercial buildings generate increased net cash flow. Joel has directed cost segregation studies for developers, investors and owner/ users of properties that cover the gamut of property types and vertical markets. Curt is based out of Baton Rouge, Louisiana and his accounting practice focuses on emerging businesses, primarily real estate management and development.

  • Andrew DeCoriolis, Farm Forward Director of Strategic Programs and Engagement

    July 23, 2018

    Andrew deCoriolis is the Director of Strategic Programs and Engagement for Farm Forward, an organization that implements innovative strategies to promote conscientious food choices, reduce farmed animal suffering, and advance sustainable agriculture. Andrew deCoriolis brings extensive experience in sustainability, grassroots organizing, and corporate leadership in both the public and private sectors. Prior to joining Farm Forward, Andrew was part of the executive leadership team at Lucid Design Group, a software company that empowers civic, commercial, and educational customers to track and reduce their energy consumption.

    Richard and Andrew discuss the mission of Farm Forward and the upcoming vote on California Proposition 12 in November. In 2008 Californians passed Proposition 2, to ban the confinement of pregnant pigs, calves raised for veal, and egg-laying hens in a manner that did not allow them to turn around freely, lie down, stand up, and fully extend their limbs. Proposition 2 did not provide specific square feet when defining prohibited confinement. Proposition 12 of 2018, unlike Proposition 2, would ban the sale of meat and eggs from calves raised for veal, breeding pigs, and egg-laying hens confined in areas below a specific number of square feet. The size restrictions based on animal behavior would be repealed and replaced.

  • Gene Locklear, Artist and Former Padre

    July 15, 2018

    In a wide-ranging conversation, Gene Locklear and Richard Muscio discuss the plight of Native Americans, baseball and how hitting has changed, and his art and how it has transformed over the years. Gene Locklear is a full-blooded member of the Lumbee Indian Nation. Playing baseball and creating art has been his passions since he was a child. As a 6-year-old in art class, he knew he wanted to be an artist and continued to paint throughout his baseball career. Known as “Chief”, Gene played 10 years in the major leagues for the Cincinnati Reds, San Diego Padres, and the New York Yankees. Gene takes pride in having helped to break down racial barriers by becoming the first member of the Lumbee tribe to play professional sports and being one of only about two dozen Native Americans to play in the majors. After fighting for playing time and dealing with prejudices, he quit baseball and concentrated on art. He maintains countless friendships with fellow major leaguers and professional athletes from throughout the sports world by virtue of the sports-themed artwork he has created. He continues to produce works of art in oils, acrylics, and pencil. You can see his excellent his works of art at www.genelocklear.com.

  • So, Who Is Richard Muscio?

    July 9, 2018


    “So, What’s Your Play?”Title IX Tennis biography

    Richard Muscio gives his listeners a peek into his life. In a fascinating show, he explaining what he does as CPA. He specializes in risk mitigation for family offices and save families time by utilizing a vast and vibrant network of complementary resource providers. Beyond that, Richard delves into how a battle with blindness transformed him into an avid long distance runner and co-founder of the “Move Your Feet Before You Eat” foundation which hosts the O’side Turkey Trot each year and has raised over $270,000 for non-profits that benefit Oceanside residents. He also talks about how a young 14-year old boy became the scrapbook maker for Bobby Riggs and how he ended up having a front row seat to the Battle of the Sexes tennis match. Because of that experience, Richard became a consultant on two recent films about the event. He has also discussed how these events prompted him to write his best selling book.

  • Happy Tax Founder and CEO Mario Costanz and Evan Muscio, Certified Tax Preparer

    July 1, 2018

    Richard is joined by Mario Costanz and his son Evan Muscio to discuss changes occurring in the landscape of tax preparation.

    Named as “One To Watch” by Accounting Today’s 2017 Top 100 Most Influential People in Accounting, Happy Tax and Cryptotaxprep.com CEO Mario Costanz has gone from GED to garbageman to Graduate School in his 20+ year entrepreneurial career to become of the most successful entrepreneurs ever to enter the tax preparation industry. Mario has been nicknamed “The Problem Solver” and excels as an Author, Leader, Speaker, Inventor and Visionary. His company, Happy Tax, is an affordable, high-value and low-risk national income tax preparation franchise.

    He has authored two books. His first Taxes Made Happy – The Definitive Strategy Guide to Launching and Growing a Successful Tax Preparation Business is a detailed guide book to the roadmap for building an efficient and sustainable tax preparation business. Crypto Taxes Made Happy: The Definitive How-To Guide For Preparing Cryptocurrency Tax Returns In The United States a how-to guide clears up the FUD around crypto tax preparation.

  • Mike Deibler, Founder, and Owner of San Diego Premier Training

    June 26, 2018

    Mike Deibler, founder, and owner of San Diego Premier Training. Located in La Costa, San Diego Premier fitness has been featured in Muscle & Fitness Magazine, The CheatSheat, Prevention Magazine, Men’s Health, The Spartan Race, and the American Council on Exercise. As a former All-American track athlete at the University of Connecticut, Mike has always strived to be the best. He achieved a Master’s Degree in Sport and Exercise Sciences from the University of Florida and continues to stay on top of the latest health and fitness research.

    Mike has worked with hundreds of clients and showed them the path to a new life. He has shown that we are not stuck with a certain body. With the right program and nutrition, anyone can be in great and healthy shape.

  • Serena Caspary, Author and Lance Growth, Co-Founder of The Collective Access

    June 17, 2018

    Serena Caspary is the author of Brown Bear and Offie Present: The Verbal Bully which teaches kids how to deal with verbal bullying on their own. Inspired by her two young daughters, Serena Caspary created the Brown Bear and Oofie books as a tool to communicate with her girls. Serena along with her daughters, Tyler and Brooklyn, Michelle St. Clair and her daughters, Haven and Sienna, discuss the book and bullying in school.

    Lance Growth is the Co-founder and CEO of The Collective Access. The Collective Access’s mission is to be an accessible professional support system and educational resource that teaches kids how to network, build and maintain professional relationships, access resources, and give back to their community. His passion for philanthropy was born when someone who believed in him provided him with a scholarship that changed his life. His vision of changing the world by inspiring and uplifting the youth is what drives this organization.

  • Michael Franzese, Former Caporegime of the Colombo Mafia Crime Family

    June 10, 2018

    Michael Franzese, former caporegime of the infamous Colombo Mafia crime family in New York and now a well-known speaker for the born-again Christian community as well as working with collegiate athletes to avoid the dangers of gambling and sports betting. Michael Franzese is the only high ranking official of a major crime family to ever walk away, without protective custodies, and survive. Michael is now narrating a new show in Las Vegas called A Mob Story that opens July 11th at the Plaza Hotel & Casino.

  • Jason Kruger with Signature Analytics

    June 3, 2018


    Signature Analytics supports mid-market companies to bring clarity to their financial information so they can grow their businesses. Signature Analytics has been voted one of the Fastest Growing Companies in San Diego top places three years in a row by the SDBJ. SA has also been named one of Inc.’s Best Places to Work 2018.