July 22, 2019
Andrew Lee joined Richard to discuss sustainable impact investing. As Head of Sustainable and Impact Investing at USB, Lee supports clients with investment advice, strategy and thought leadership in these areas. Sustainable investing, which uses environmental, social and governance (ESG) factors in securities analysis may be “the future of investing,” but even Lee admits the industry has its work cut out if it intends to go mainstream. Adoption is slow, with just 12% of U.S. investors owning sustainable investments. But the good news is a sharp growth may lie ahead. UBS expects adoption to increase by 58% within five years.
Richard and Andrew discuss what sustainable investing is and how it differs from exclusionary investing. They also discuss the changing demographics of the ESG investor and how ESG investing relates to the concept of a continuing family legacy.
A recent report from UBS on the Food Revolution outlines the challenges we face in the coming years and how sustainable impact investing can affect those goals.
UBS has joined forces with BOTTLETOP on the #TOGETHERBAND campaign. At the heart of the campaign are 17 different colored bands made from Ocean Plastic, each of which represents a different Global Goal.You can take an interactive quiz to see which one of the 17 Sustainable Development Goals you identify with.
July 15, 2019
Joseph ‘Joe’ Driscoll has been leading people from all walks of life (including military and civilian) toward achieving financial independence. He is not an investment manager, but helps people with debt management, budgeting and getting a plan for life and achieve financial freedom. Joe is a family man, so he understands the responsibilities and pressures that can bring. He and his wife have walked in your shoes! The Driscolls were able to pay off $52,000 dollars of debt in two years and have been living a debt-free life since 2015.
Joe’s company, Average Joe’s Financial Independence, can help you with things like budgeting, snowballing debt, setting up your emergency fund, and much more. You can contact Joe through his website or by phone at 805-419-9777 and take your first steps toward financial independence.
July 8, 2019
Demi Muscio joins Richard to talk about Reiki healing. Reiki is an ancient laying-on of hands healing technique that uses the life force energy to heal, balancing the subtle energies within our bodies. Reiki addresses physical, emotional, mental and spiritual imbalances. This healing art is an effective delivery system. The Reiki practitioner serves as a vessel that supplies healing energies where they are most needed by the recipient. Reiki’s ki-energies flow out of the practitioner’s body through the palms of the hands while they are touching the recipient’s body.
Demi’s experience with Reiki healing started at an early age. She was first certified as a Reiki healer at 16 by Marisa Moris, a previous guest on iybusiness. Since then she has achieved a degree in Behavioral Sciences from San Jose State University where she used her Reiki skill to help alleviate the stress college from her fellow students. She is now a Reiki Master Healer practicing helping people achieve balance and healing at Intuition in Encinitas.
July 1, 2019
Richard discusses outsourcing of accounting services with Dev Purkayastha.
Dev Purkayastha, founded Indevia Accounting after he had difficulty finding a reliable, high-quality accounting firm to handle his family entities. Indevia™ Accounting provides bookkeeping services for franchisees and also offers preferred vendor programs for franchisors specific to the restaurant industry. Indevia serves hundreds of clients including QSR, fast-casual, unique concepts, and emerging chains. Some of Indevia’s clients include Subway, Jersey Mike’s, Jamba Juice, Tropical Smoothie Cafe, Marco’s Pizza, Which Wich, and Ben’s Pretzels.
Indevia uses “Lean” principles to improve productivity and boost quality. The goal of “Lean” is to simplify processes in order to focus on the activities that best serve the client and eliminate wasteful activities.
Dev is a Chartered Accountant trained at Price Waterhouse, a successful venture capital investor, and a former member of a retail store franchisor’s Board of Directors. He also has an MBA from Harvard Business School.
June 25, 2019
Sean Puckett is a Vice President with Mechanics Bank. Mechanics Bank’s strategic merger with California Republic Bank produced California’s preeminent community bank. Mechanics Bank provides personal banking, business banking, trust, and estate services, brokerage and wealth management services through thirty-three offices across Northern California.
Richard and Sean discuss banking concerns of medium-sized businesses and how smaller community banks offer advantages over large corporate banks by saving the business time and money. They also discuss the effects of the tax cuts on businesses and the current business sentiment.
In addition to his banking duties, Sean is heavily involved in the Boys to Men Mentoring program. Sunday, September 21, 2019, will be the tenth anniversary of the 100 Wave Challenge to raise funds in support of the Boys to Men Mentoring program. Hundreds of surfers will hit the water at Mission Beach in San Diego, CA. The goal is for each surfer to attempt to catch 100 waves in one day and raise $1,000 for Boys to Men Mentoring.
June 17, 2019
In a two-pronged show, Joe Vecchio filled in for a vacationing Richard Muscio to interview CBS news veteran Scott Pelley and Dr. Gordon Saxe, founding member and Director of Research at the UCSD Center for Integrative Medicine.
Scott Pelley has been a reporter and photographer for more than 45 years. He is best known for his work on 60 Minutes and as anchor and managing editor of the CBS Evening News. Pelley’s work has been recognized with 3 DuPont-Columbia Awards, 3 Peabody Awards, the Walter Cronkite Award for Excellence in Journalism, and 37 Emmy Awards. Pelley is the most awarded correspondent in the history of 60 Minutes. He talks with Joe about some of the stories from his engaging new memoir, Truth Worth Telling: A Reporter’s Search for Meaning in the Stories of Our Time, Scott Pelley writes as a witness to events that changed our world. In moving, detailed prose, he stands with firefighters at the collapsing World Trade Center on 9/11, advances with American troops in combat in Afghanistan and Iraq, and reveals private moments with presidents (and would-be presidents) he’s known for decades. Pelley also offers a resounding defense of free speech and a free press as the rights that guarantee all others.
Dr. Gordon Saxe
Joe discusses with Dr. Gordon Saxe about his journey to become the Director of Research and founding member of the UCSD Center for Integrative Medicine, and co-developer of the UCSD Natural Healing & Cooking Program. Dr. Saxe is a national expert in cancer and complementary and alternative medicine, and most well-known for his pioneering work in the combined use of a plant-based diet and body-mind stress reduction to control the progression of advanced prostate cancer. As a founding member of UCSD’s Centers for Integrative Health, Dr. Saxe’s research has encompassed everything from the bacteria of the gut microbiome to complementary and alternative forms of medicine. He is perhaps best known for his groundbreaking research relating the beneficial effects on recurrent prostate cancer patients of interventions centered on body-mind stress reduction and a plant-based diet.
Dr. Gordon Saxe
June 11, 2019
With his diverse background, people might wonder how Carl became the mystery thriller writer of Murderabilia. (Yes, “murderabilia” is a real term.) Richard and Carl discuss this and his strong philanthropic interests as well as what it takes to write an novel and get it published.
Carl Vonderau is the author of Murderabilia, a thriller that takes place in the upper crust world of private banking. Like the protagonist William McNary, Carl has been a private banker and was raised in a Christian Science family. On the other hand, his father was never a serial killer whose photos launched the “murderabilia” market. Nor did Carl’s family use Christian Science to heal his childhood illnesses—well, not most of them, anyway. Actually, Carl grew up boringly normal with two caring parents and his sister in a suburb of Cleveland. Then he went off to college in California, and things started to get more interesting. He ended up studying economics at Stanford and music at San Jose State University before he embarked on a career in banking. His career enabled him to live and work in Latin America, Canada, and North Africa and to do business in Spanish, French, and Portuguese.
Carl’s love of books started in elementary school. Forbidden to watch TV after dinner, he had his head in a book almost every night. That led to ghost stories that scared the bejesus out of the other kids in his elementary school. Carl always loved to write but never had the time or money to do it full-time until recently. Carl says that fiction allows him to synthesize the seemingly contradictory parts of his life. Murderabilia combines private banking, serial murderers, and Christian Science.
Nonprofit work also inspires Carl. He is a partner at San Diego Social Venture Partners, an organization that mentors other nonprofits to reach the next level and strongly supports Traveling Stories which encourages reading, something he holds dear.
June 3, 2019
Effective networking with Rick Itzkowich. Rick Itzkowich is globally recognized as an entrepreneur, speaker, author, and networking expert. Rick is a San Diego Vistage Chair. Vistage is the world’s leading executive coaching organization. In addition, Rick is CEO of three Mexico-based steel manufacturing firms–Regiopytsa, PYTCO, and Quality Tube. As an official member of the prestigious Forbes Coaches Council, Rick is a contributing author for Forbes on trending business industry topics. Rick’s goal is to help business people bridge the gap between the two worlds of face-to-face networking and online networking for lead generation success.
RickItzkowich.com serves as a portal website for his private coaching services and proprietary products. Over the last 12 years, he has created workshops and turnkey products that meet today’s demand for tools to increase profits through referrals. His products: QuoteActions; Link Power Now; Rock-IT! Referrals; and YIKES! Workshop have generated millions of dollars in revenues for businesses worldwide.
Rick’s goal is to help business people bridge the gap between the two worlds of face-to-face networking and online networking for lead generation success. His Amazon-distributed book The Referral Playbook: How to Increase Sales with Proven Networking Strategies explains “how to” bridge the gap between the two worlds of face-to-face and online networking. Rick helps take the work out of networking lays out an action plan to put your networking skills to best use. All proceeds from his book go to the Alzheimer’s Foundation of America in memory of his father who passed from the disease in 2018.
On a personal note Rick was born and raised in Mexico City. He speaks five languages and has traveled to 43 countries while facilitating learning vacations. He plays on a nationally ranked baseball team. Rick resides in La Jolla, California.
May 27, 2019
Richard and Julie Heldman discuss the Original 9, her career in tennis and her mother Gladys, founder of World Tennis magazine and engineer of the Women’s Pro Tour. They also talk about how the movie “The Battle of the Sexes” differs from the true story.
Julie Heldman was a member of the Original 9. Julie Heldman was 25-years-old when she got word that the USTA was threatening to ban the nine women who were prepared to sign a $1 dollar contract with Gladys to play the Virginia Slims Invitational at the Houston Racquet Club.
In the mid-20th century, the Heldmans were tennis royalty. Julie was a volatile and gutsy tennis star, twice ranked number 5 in the world. Her mother Gladys Heldman was broadly admired for her unique magazine, World Tennis, and one of the foundational figures in the formation of women’s tennis, engineering the women’s tennis revolution. No one guessed that Gladys’s hidden emotional abuse was the source of Julie’s powerful drive.
Julie Heldman won 22 women’s tennis tournaments, with victories over all the top stars of her era, including Billie Jean King, Margaret Court, Chris Evert, and Martina Navratilova. Julie represented the U.S. on two winning Federation Cup teams and at the 1968 Mexico City Olympics, where she won three medals, a gold, a silver, and a bronze. Her highest women’s rankings were number two in the U.S. (twice) and number five in the world (twice).
Julie’s book “Driven: A Daughter’s Odyssey” is a highly readable insider’s account of a pivotal time in women’s tennis history and an in-depth look at Gladys’s complex character, revealing the story of Julie’s interior journey, both on and off the court.
May 20, 2019
Richard welcomes Brenda Geiger of Geiger Law Offices to discuss estate planning and trusts.
Brenda Geiger is the Founder and CEO of Geiger Law Offices, P.C., a Trusts & Estates law firm which began in 2007 in North County San Diego. The firm has helped over 3,000 families to protect themselves and their wealth through innovative estate and asset protection strategies. It is also host to an annual Trusts & Estates Symposium that provides leading-edge education to allied professionals and the firm’s clients.
2019 Trusts and Estates Symposium
Brenda’s annual Trusts & Estates Symposium is being held on Thursday, May 23rd from 8:30 AM to 3:30 PM at the beautiful Lomas Santa Fe Country Club in Solana Beach. Brenda Geiger, J.D. and her guest speakers are experts in trusts, asset protection, running successful businesses and in their fields are nationally known. This event is also a great opportunity to network with other like-minded professionals and get your 4 hours of MCLE or CPE credit. You can find more information about attending this popular symposium by visiting her website here.